Dogwood Sawfly Larva - (Macremphytus tarsatus)
The larva of this harmless sawfly looks and acts just like a caterpillar, but it is technically isn't one.
The Dogwood Sawfly Larva can be detailed through the following descriptors for identification:
waxy; fuzzy; lint; white; black head; powder; black squares; white cross; yellow belly; yellow bottom.
This caterpillar has been found in the following North American states and territories:
Alabama; Arkansas; Colorado; Connecticut; Delaware; Florida; Georgia; Illinois; Indiana; Iowa; Kansas; Kentucky; Louisiana; Maine; Maryland; Massachusetts; Michigan; Minnesota; Mississippi; Missouri; Nebraska; New Hampshire; New Jersey; New York; North Carolina; North Dakota; Ohio; Oklahoma; Pennsylvania; Rhode Island; South Carolina; South Dakota; Tennessee; Texas; Vermont; Virginia; West Virginia; Wisconsin; Wyoming; Manitoba; New Brunswick; Newfoundland and Labrador; Nova Scotia; Ontario; Prince Edward Island; Quebec; Mexico.
Note that the states/territories listed are a general indicator of areas inhabited by the Dogwood Sawfly Larva as insects typically go where they please, driven by diet, environmental changes, and / or mating habits.